CubeIQ business expertise expands to the following areas:

Electronic transaction processing: payment systems, funds transfer terminals (ATM, eft/pos), alternative channels (internet & mobile), authorization and switching systems.

Card processing: card management and authorization, card issuance and personalization, EMV card issuance, EMV migration, centralized or distributed processing.

Transaction security: Fraud detection, fraud prevention, encryption key generation and remote distribution systems, crypto devices.

AML systems: on-line transaction analysis, client profile generation and maintenance, transaction filtering against SDN watch lists (OFAC, BoE, UN, FBI, Interpol, World Bank, EU, DTC, etc.)

Cheque processing: private and manager's cheque IBAN and data generation (ECB & HBA specifications) and printout. Cheque book issuance authorization with centralized or distributed printing. Centralized or distributed cheque processing (digitizing, OCR, ICR, IWR data extraction, image and data archival) with clearing and settlement interfaces.

SWIFT Interface: intra-day reconciliation, cash reporting on SWIFTNet, on-line duplication detection, message archiving, STP messaging.

Simulation & Testing: ATM application configuration, simulation and testing. POS simulation and testing. Host 2 host simulation & testing. Stress test on high volume transaction processing systems.

Retail applications: consumer loyalty schemes, electronic bill payment and pre-paid services distribution systems.

Process Management: business process management, workflow management, document and document image processing, content management.