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CubeIQ Portfolio

CubeIQ Limited provides Business Process Re-engineering solutions to Global companies primary in the banking and financial services market.

Our customers are ranging from leading multi-national financial institutions to start-ups service bureaus residing to the medium or small enterprise segment.

Our clients are in Central and Eastern Europe and in Middle East.

CubeIQ Limited was established in 2003. Although the sort time of operation, the company collectively counts more that fifty (50) man-years of banking and financial systems implementation expertise.

Engineering, technical stuff and banking business consultants contribute their experience to company's collective expertise and know-how on banking business applications and systems.


Our solution portfolio is expanded to the following areas:

Payment, Transaction Processing, Card Issuance and Personalization Section

Electronic payment transaction processing (ATMs & EFT/POSs)

Authorization, Switch and Payment Gateways

Clearing and settlement

Internet commerce- 3D Secure

Mobile payments

On-line fraud detection & prevention

ATM, & EFT/POS Remote Key Loading

Card management, authorization, issuance and personalization

Card Instant Issuance - CiiA™

Chargeback management

ATM application configuration, simulation and testing

POS simulation and testing

Host 2 host simulation & testing

Stress test on high volume transaction processing systems


Bank Branch Automation Section

Distributed or centralized cheque book issuance + cheque book printers

Distributed or centralized cheque processing, clearing & settlement + cheque scanners

Distributed or centralized EMV plastic card personalization + card embossers/printers

Self-service bill payment and cheque deposit terminal networks


Risk & Compliance Section

Anti Money Laundering - AML

Internal fraud detection and prevention (Transfers, Cheques, Card, Deposits, Employees)

Names filtering against SDN lists

Operation risk management

AML on SWIFT Alliance Access servers

AML On-Line™ web service


Treasury, Cash & Liquidity Management Section 

SWIFT applications

Reconciliation and confirmation marching

Cash & Liquidity Management

Cash Reconciliation

Treasury Markets Confirmations

Securities Markets Reconciliation

Generic Reconciliation

Investigation & Exception Management

Anti-Money Laundering on SWIFT Server

On-line Duplication Detection

Message Archiving

STP Messaging.


Security Section 

Information & data security

End point security

Network security

Hardware Security Modules - HSM

Database / disk / file encryption

Tokenization management

Public Key Infrastructure - PKI

Multi-factor authentication

Digital rights management

Physical & access control

Physical & logical access control

Multiple geographical areas centralized  access control.


Productivity Section

Forms processing - digital pen & paper

Electronic loyalty systems & e-purses,

Business process management and workflow management

Document and image processing

Content management

We help clients to automate or re-structure their key business processes and move their services and products up the value chain increasing their customer satisfaction and retention.


















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