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CubeIQ Solutions and Systems

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CubeIQ Products and Systems

Group: Enterprise Software Applications


Card Management Systems

EMV Migration Solutions

EMV Card Personalization Solution


We in CubeIQ  we provide EMVPro™ the most compressive EMV Card Personalization Production software in the market today.

EMVPro™ is a complete smart card personalization suite with initial focus on the central EMV card issuance market, supporting contactless MasterCard PayPass and VISA payWave, with extensions to instant - in branch - EMV card issuance.


EMVPro™ has been design and developed by a group of software professionals, EMV technology and business experts consolidating many year of experience in the EMV market.

EMVPro™ is a composite and fully modular solution. It is designed to meet the requirements of issuers both in terms of flexibility and mass volume and should be seen as a key product to meet mass volume chip issuance requirements.

EMVPro™ can be run as standalone system or as an add-on to financial institution's smart card management system (SCMS).

EMVPro™  it consists of three main module: Key management (KM), Data Preparation (DP), and Card Production (CP).


EMVPro™ Basic Modules:

Embosser Transfer (ET)


It is  a data management software application implemented for transforming and transferring Data such as “Emboss File” data or “EMV Data Preparation” (data from another data source) to the required format in order to be used by card personalization software applications such as EMVPro™ to successfully personalize magnetic, EMV & hybrid cards on card personalization machines.

Data Preparation (DP)


Generates all the necessary data according to the profile configured during the implementation. Manages the preparation of data specifically requested during the chip personalization phase.

Card Production (CP)


Personalization software connecting to card personalization equipment (ie Embosser). Directly communicate with the personalization equipment and with the Key Management to provide online cryptographic operation during the personalization phase.

Key management (KM)


Interfaces to a PCI cryptographic card (HSM). Allows external systems to achieve cryptographic operations related to the smart card personalization process. Security level guarantees that neither keys nor confidential data are in clear outside hardware-protected tokens thus preserving cardholder data secrecy and information integrity during the complete issuance process.

Electronic Inventory (EI)


Electronic Inventory Module is one of EMVPro™ optional modules. The Electronic Inventory Module is an advance module, used to monitor and control in real time the stock of plastic cards and consumables in various locations of the card production network such as:  Central Warehouse, Central card department, Card personalization department (perso bureau) and for instant issuance and remote issuance implementations in Card regional office, Bank branch and Bank officer in the branch.

EMVPro™ Extensions

Personalization Verification Tool (PVT)

Pin Management (PM)

Branch level Instant Issuance (II)

Branch Pin Change Station (PC)


Software Development Kit (SDK)


Latest Personalization Production Software in the Market

A consolidation of many years of experience, EMVPro™ is a complete smart card personalization suite. Initial focus is in EMV banking market (also supporting MasterCard PayPass and Visa payWave) with an extension into branch level instant issuance.

Unique Market Position

The only complete EMV personalization solution in the world that is not associated with any personalization equipment vendor or a smart card manufacturer. This allows us to be non bias and provide the best solution and maximum flexibilities to the end user.

Strong Industrial Skill with Experienced Personnel

Compatible with Visa, MasterCard, AMEX, Discover, JCB and CUP security requirements. Open & Innovative Platform. Supports third party proprietary application development. Also supports third party development of EMV card types. Fully documented solution.

The Largest Support of EMV Personalization Equipment in the Industry 

EMVPro™ supports all popular brands of central and local card personalization machines: Datacard, NBS, CIM, Matica, Fargo, Ruhlamat and others.

EMVPro™ supports all popular brands of HSMs: SafeNet™, Thales™and others.

EMVPro™ is compatible with  Thales™ P3™.

If an institution has already purchased P3™, EMVPro™ can operate together with P3™ using its output files to personalize EMV cards.


We understand that some customer requirements are unique and must be addressed through customization. We are able to leverage on our vast experience and flexible solutions to meet the needs of an institution.


We are confident in our ability to deliver and support superior solutions that will best meet an institution's requirements. Furthermore, we believe that we have distinct advantages over alternative solutions for the following reasons:

Our strong experience in EMV migration solutions throughout the globe.

Our strong working relationship with Visa, MasterCard and other banking associations, has allowed to develop a strong sense of partnership, being consulted regarding new card-related technical specifications, especially on advanced technologies (contact-less payment, security attacks, etc.)

Our flexibility to adapt our solution to customer requirements.



For more information please visit:




MasterCard Worldwide & MasterCard Europe


VISA International & VISA Europe


Related products:



For any question or comment please contact our support team at support@cubeiq.gr 

For product or services inquiries please email to: sales@cubeiq.gr



















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