Treasury Management & SWIFT - CubeIQ Limited

Treasury Management & SWIFT

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C u b e I Q

Enabling Technologies for Financial Services

CubeIQ Limited

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CubeIQ Products and Systems: Enterprise Software Applications

Treasury Management Solutions, Cash Management, Cash Forecasting.

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CubeIQ provides enterprise software platforms that help Treasurers and CFOs to automate treasury process, can gain greater visibility into cash and liquidity, gaining control of bank accounts, maintaining compliance, minimize reputational risk and managing in-house banking and financial transactions.

A Bank’s Treasury department primary role is to ensure that Bank’s assets match its liabilities in every possible way. It forecasts Bank’s amount of net interest income and predicts how sensitive Bank’s non-interest income is to external changes like interest rate changes. The Treasury department is also responsible for setting aside reserves to meet the reserve requirements prescribed by the Central Bank and to meet the capital requirements prescribed by the Basel norms. Failing to meet these requirements has detrimental consequences since penalties are levied by the Central Bank. At the same time, holding an excess amount in reserves provides no benefit since such amount does not earn interest at the market rate and therefore represents opportunity loss for the Bank.

CubeIQ Treasury Management solutions support Treasury departments to fulfill their obligations and achieve their goals in an easy to use and efficient way.